:root {
  color-scheme: light;
  --black: #090a0b;
  --black-soft: #141516;
  --yellow: #f7b500;
  --yellow-light: #ffd45a;
  --paper: #ffffff;
  --surface: #f6f6f3;
  --ink: #171717;
  --muted: #626262;
  --line: #e3e3dd;
  --radius: 22px;
  --shadow: 0 22px 65px rgba(0, 0, 0, .12);
}

* { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: 88px;
}

body {
  margin: 0;
  background: var(--surface);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.7;
  text-rendering: optimizeLegibility;
}

a { color: inherit; }

.skip-link {
  position: fixed;
  z-index: 100;
  top: 10px;
  left: 10px;
  padding: 10px 15px;
  border-radius: 9px;
  background: var(--yellow);
  color: var(--black);
  font-weight: 800;
  transform: translateY(-150%);
}

.skip-link:focus { transform: translateY(0); }

.site-header {
  position: sticky;
  z-index: 20;
  top: 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 72px;
  padding: 0 clamp(20px, 5vw, 72px);
  border-bottom: 1px solid rgba(255, 255, 255, .1);
  background: rgba(9, 10, 11, .92);
  color: white;
  backdrop-filter: blur(16px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  color: white;
  font-size: 1.08rem;
  font-weight: 850;
  letter-spacing: -.02em;
  text-decoration: none;
}

.brand-mark {
  display: grid;
  width: 40px;
  height: 40px;
  place-items: center;
  border-radius: 12px;
  background: var(--yellow);
  color: var(--black);
  font-size: .9rem;
  font-weight: 950;
  box-shadow: 0 8px 22px rgba(247, 181, 0, .28);
}

.header-link {
  color: var(--yellow-light);
  font-size: .92rem;
  font-weight: 750;
  text-decoration: none;
}

.hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  min-height: 440px;
  padding: clamp(70px, 10vw, 120px) clamp(22px, 7vw, 100px);
  background:
    radial-gradient(circle at 78% 22%, rgba(247, 181, 0, .18), transparent 26rem),
    linear-gradient(145deg, #080909 0%, #111212 100%);
  color: white;
}

.hero::after {
  position: absolute;
  z-index: -1;
  right: -120px;
  bottom: -210px;
  width: 560px;
  height: 560px;
  border: 2px solid rgba(247, 181, 0, .2);
  border-radius: 50%;
  box-shadow: 0 0 0 50px rgba(247, 181, 0, .025), 0 0 0 100px rgba(247, 181, 0, .018);
  content: "";
}

.hero-glow {
  position: absolute;
  z-index: -1;
  top: -90px;
  left: 20%;
  width: 340px;
  height: 340px;
  border-radius: 50%;
  background: rgba(247, 181, 0, .08);
  filter: blur(80px);
}

.hero-content {
  width: min(830px, 100%);
  margin: 0 auto;
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--yellow);
  font-size: .78rem;
  font-weight: 900;
  letter-spacing: .16em;
  text-transform: uppercase;
}

h1 {
  max-width: 760px;
  margin: 0;
  font-size: clamp(3.1rem, 8vw, 6.6rem);
  line-height: .94;
  letter-spacing: -.065em;
}

.hero-copy {
  max-width: 720px;
  margin: 28px 0 0;
  color: #d1d1cf;
  font-size: clamp(1rem, 2vw, 1.22rem);
}

.meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 28px;
  margin-top: 30px;
  color: #a9aaa7;
  font-size: .88rem;
}

.meta strong { color: white; }

.layout {
  display: grid;
  grid-template-columns: 250px minmax(0, 830px);
  gap: clamp(28px, 5vw, 70px);
  justify-content: center;
  width: min(1240px, calc(100% - 40px));
  margin: -55px auto 70px;
  position: relative;
  z-index: 2;
}

.toc {
  position: sticky;
  top: 100px;
  align-self: start;
  padding: 28px 24px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: rgba(255, 255, 255, .94);
  box-shadow: 0 12px 40px rgba(0, 0, 0, .06);
}

.toc > p {
  margin: 0 0 12px;
  font-size: .76rem;
  font-weight: 900;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.toc nav { display: grid; }

.toc a {
  padding: 7px 0;
  color: var(--muted);
  font-size: .87rem;
  line-height: 1.35;
  text-decoration: none;
  transition: color .2s ease, transform .2s ease;
}

.toc a:hover,
.toc a:focus-visible {
  color: #9b7000;
  transform: translateX(3px);
}

.policy-card {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--paper);
  box-shadow: var(--shadow);
}

.policy-card section { padding: clamp(34px, 6vw, 64px); }

.policy-card section + section { border-top: 1px solid var(--line); }

.section-number {
  display: inline-grid;
  min-width: 38px;
  height: 27px;
  margin-bottom: 15px;
  place-items: center;
  border-radius: 999px;
  background: #fff4d3;
  color: #856000;
  font-size: .72rem;
  font-weight: 900;
  letter-spacing: .05em;
}

h2 {
  margin: 0 0 17px;
  font-size: clamp(1.55rem, 4vw, 2.15rem);
  line-height: 1.15;
  letter-spacing: -.035em;
}

h3 {
  margin: 0 0 7px;
  font-size: 1rem;
  line-height: 1.3;
}

p { margin: 0 0 18px; }
p:last-child { margin-bottom: 0; }

ul {
  margin: 18px 0 0;
  padding-left: 1.3rem;
}

li { margin: 9px 0; }
li::marker { color: var(--yellow); }

.notice {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 16px;
  align-items: start;
  margin: clamp(25px, 5vw, 44px);
  padding: 22px;
  border: 1px solid #eed380;
  border-radius: 16px;
  background: #fff9e8;
}

.notice p { margin: 0; }

.notice-icon {
  display: grid;
  width: 31px;
  height: 31px;
  place-items: center;
  border-radius: 50%;
  background: var(--yellow);
  color: var(--black);
  font-weight: 950;
}

.info-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 25px;
}

.info-item {
  padding: 20px;
  border: 1px solid var(--line);
  border-radius: 15px;
  background: #fafaf8;
}

.info-item p {
  color: var(--muted);
  font-size: .92rem;
  line-height: 1.55;
}

.accent-section {
  position: relative;
  background: var(--black-soft);
  color: #f5f5f2;
}

.accent-section .section-number {
  background: var(--yellow);
  color: var(--black);
}

.accent-section p,
.accent-section li { color: #d0d0cc; }

.check-list {
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 30px;
}

.check-list li::before {
  position: absolute;
  top: 0;
  left: 0;
  color: var(--yellow);
  content: "✓";
  font-weight: 950;
}

.callout {
  margin-top: 26px !important;
  padding: 17px 19px;
  border-left: 4px solid var(--yellow);
  border-radius: 0 10px 10px 0;
  background: rgba(247, 181, 0, .1);
  color: white !important;
  font-weight: 700;
}

.table-wrap {
  overflow-x: auto;
  margin-top: 24px;
  border: 1px solid var(--line);
  border-radius: 14px;
}

table {
  width: 100%;
  border-collapse: collapse;
  font-size: .92rem;
}

th,
td {
  padding: 16px 18px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

th {
  background: var(--black-soft);
  color: white;
  font-size: .76rem;
  letter-spacing: .04em;
  text-transform: uppercase;
}

tr:last-child td { border-bottom: 0; }
td:first-child { width: 32%; font-weight: 750; }

.contact-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  margin-top: 12px;
  padding: 0 22px;
  border-radius: 12px;
  background: var(--yellow);
  color: var(--black);
  font-weight: 850;
  text-decoration: none;
  box-shadow: 0 10px 28px rgba(247, 181, 0, .22);
  transition: transform .2s ease, box-shadow .2s ease;
}

.contact-button:hover,
.contact-button:focus-visible {
  transform: translateY(-2px);
  box-shadow: 0 14px 32px rgba(247, 181, 0, .3);
}

footer {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  padding: 36px clamp(20px, 7vw, 100px);
  background: var(--black);
  color: #999a97;
  font-size: .87rem;
}

footer a {
  color: var(--yellow-light);
  font-weight: 700;
  text-decoration: none;
}

:focus-visible {
  outline: 3px solid var(--yellow);
  outline-offset: 3px;
}

@media (max-width: 900px) {
  .layout {
    display: block;
    width: min(760px, calc(100% - 28px));
  }

  .toc { display: none; }
  .hero { min-height: 410px; }
}

@media (max-width: 620px) {
  .site-header { min-height: 64px; padding-inline: 16px; }
  .brand-mark { width: 36px; height: 36px; border-radius: 10px; }
  .header-link { font-size: .84rem; }
  .hero { min-height: 390px; padding-inline: 22px; }
  h1 { font-size: clamp(3.2rem, 17vw, 4.7rem); }
  .layout { margin-top: -35px; }
  .policy-card { border-radius: 18px; }
  .policy-card section { padding: 34px 24px; }
  .notice { margin: 22px; padding: 18px; }
  .info-grid { grid-template-columns: 1fr; }
  th, td { padding: 13px 14px; }
  td:first-child { min-width: 145px; }
  footer { flex-direction: column; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}

@media print {
  .site-header,
  .toc,
  .contact-button,
  footer { display: none; }

  body { background: white; font-size: 10.5pt; }
  .hero { min-height: 0; padding: 35px; background: white; color: black; }
  .hero-copy, .meta, .meta strong { color: #333; }
  .eyebrow { color: #775700; }
  .layout { display: block; width: 100%; margin: 0; }
  .policy-card { border: 0; box-shadow: none; }
  .policy-card section { padding: 22px 10px; break-inside: avoid; }
  .accent-section { background: white; color: black; }
  .accent-section p, .accent-section li, .callout { color: black !important; }
}